03 Spending Plan

Spending Plan: Incoming—Outgoing a Match?

Proverbs 24: 27 Put your outdoor work in order and get your fields ready; after that, build your house.

I. ‘Earn it then spend it.

II. Six steps for Wise Women Managing Money
1. What is your income?
2. What am I spending? Record it ALL.
3. Pay your bills promptly.
4. How much do you have in assets and liabilities?
5. Organize your documents
6. Talk to other wise people about their choices

III. Goals
1. A sustainable spending plan.
2. Savings of 3—6 months emergency fund
3. God’s blessing: Its all God’s on loan to us.
4. Generosity as God directs.
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04 Credit Cards