What Causes Financial Problems

I’m Miriam Neff, and I’m Valerie Neff Hogan, with Wise Women Managing Money

M Many are in financially stressful places today.  What is the main cause of this? Poor budgeting is one of the most common causes.  Spending more than earning is common. 

V We can’t say often enough and loud enough what Scripture says.  Earn first and then spend. Proverbs 24: 27 Job income first, then smaller housing commitment that is fully affordable today.  Transportation affordable today.   Lay out your spending plan, or lack thereof before the Lord.  As a single person or married, pray.  Ask God to give you wisdom, and then courage to act.

M God sees your heart and promises wisdom. Taking that first step of action invites His blessing. The best beginning ever.