Uncertainty 2

Uncertainty 2

I’m Miriam Neff with Wise Women Managing Money and I’m Valerie Neff Hogan.

V How many surprises have you had in your financial past? If you are a homeowner, did you predict that your property taxes would be what they are today? Did you expect that a job change would mean no healthcare or 401(k) 403(b) match for retirement? These surprises are normal today.

M Flexibility is required. Shrinking the spending plan to less than what’s coming in. More than wise; necessary. Consider today’s home floor plans complete with walk in closets and shoe racks. My sisters and I went barefoot most of the summer and got one new pair of shoes when school started.

V I’m guessing you didn’t love hand me down dresses Mom, but you’ve made your point. We have choices and financial accountability and good stewardship should top the list.

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Uncertainty 1