Christmas Gifts With Meaning

I’m Miriam Neff and I’m Valerie Neff Hogan with Wise Women Managing Money.

M While I don’t like focusing on Christmas before Thanksgiving, its necessary as ‘Black Friday’ the day after Thanksgiving, has become a huge shopping day with ‘bargains’ that can’t ‘quote’ be resisted.

V Plan your Christmas budget now.  What do you have to spend versus what you might spend impulsively.  Make that list, determine what and who are priority.  What would be meaningful to each person?  Not glitzy, look how much I spent on you, but what recognizes that relationship in a meaningful way.

M A gift is not an ‘ I owe you’ moment.  Its and ‘I care’ moment.  Gifts are meant to be intentional, one of many outward expressions of our gratitude and love for those in our lives.