Have A Goal 2

I’m Miriam Neff and I’m Valerie Neff Hogan with Wise Women Managing Money.

M Don’t underestimate the power of a crisis to change your direction.  It can even be in a positive way.  Job loss, home foreclosure, negative events in the moment, grab your attention and force a change.

V Quick changes in what you spend are a necessity.  This is a great time to sort out wants from needs.  You may develop frugality and practicality now, and never go back, even when you have more means.

Encountering crisis reminds of that we need to save and plan for the future, at least as much as we can.  Even though it’s hard, still put a bit aside.  We call it paying yourself first.

M Outlines of important financial advice will help you through this.